The words “user”, “users”, or “you” and all other phrases and words that may be deemed to have a similar meaning, appearing within this agreement represent any parties (or party) and any individuals (or individual) “using” this site.

The phrase “this site”, the word “we”, the word “our”, or any variations thereof appearing within this agreement our company, our subsidiaries, our employees, our services, our features, our programs, our graphics, our publications, our policies, our documents, and all else that may be deemed to belong to us or that applies to a specific statement or point.

User terms and conditions

By accessing, browsing and/or using this Web site (“Site”), you acknowledge that you have read, understand, and agree to be bound to these terms of service (“Terms”) and to comply with all applicable laws and regulations. THIS AGREEMENT CONTAINS WARRANTY DISCLAIMERS AND OTHER PROVISIONS THAT LIMIT OUR LIABILITY TO YOU. PLEASE READ THIS AGREEMENT IN ITS ENTIRETY. If you do not agree to these Terms, please do not use this Site.

You acknowledge that these terms are subject to immediate change, improvement, and/or modification without prior notification or approval from this site.
You acknowledge that some pages, subsidiaries, or sections of this site may be deemed offensive but agree not to hold this site responsible for the potentially offensive material.
You acknowledge that the views, opinions, and documents within this site do not necessarily reflect the views and opinions of this site. Many items on this site are written by other parties.

Your Use of the Site hereby grants you a limited license to copy and use the materials, features, and services provided by on this Site (collectively the “Materials”) solely for your personal, non-commercial use, subject to these Terms. The design and layout of the Site are specifically excluded from the Materials. No other use of the Site or Materials is authorized. You agree that any copy of the Materials (or any portion of the Materials) that you make shall retain all copyright and other proprietary notices contained herein or therein. The framing of the Site or Site Materials or posting of Materials on other Web Sites is strictly prohibited.

The products, technology, and/or processes described and/or used on this Site may be the subject of intellectual property rights reserved by or other third parties. Except for the limited license granted above, nothing contained herein shall be construed as conferring to you in any manner, whether by implication, estoppel or otherwise, any license, title, or ownership of or to any intellectual property right of or any third party.


No responsibility is taken by for unauthorized copyrighted material found on this site. In some cases, our employees or contributors may be unaware of copyrights. We have not knowingly or willingly placed any material on this site containing copyrights without giving credit.
We do, however, respect the rights of the copyright holder. If you know of copyrighted information on this site that appears to be infringing and that is being used without authorization, please notify us by e-mail at
Designs, formatting, and graphics found on this site are all copyrighted by or their respective copyright holders. Unauthorized use is prohibited unless otherwise stated on this site.


You may not use this Site to send offers to mailing lists to which you do not have full rights or to send unsolicited bulk or commercial messages. In addition, the use of automated scripting-type programs that automate the process of sending or viewing any of the Materials is strictly prohibited.
You are solely responsible for your actions and communications are undertaken or transmitted using this Site. Neither we nor our affiliates exercise editorial control over your transmissions; however, we do reserve the right to review your uploads and transmissions in order to ensure compliance with these Terms.

Links and Advertisements may feature on its Site, in its newsletters, or in its e-mail communications to you links to third-party web sites. These may appear in the form of text links, advertisements, banners, buttons, integrated gift services, digital cash, digital gift certificates, or otherwise.
There may be circumstances where access to this Site is provided by a link located at another Web site. Neither nor its affiliates makes any representations or give any warranties with respect to any information contained in or at these other sites and neither nor its affiliates shall be liable for any damages or injury arising from the content of these other sites. Neither nor its affiliates endorse the individuals, companies, or other similar entities, or any products or materials associated with such individuals, companies, or other similar entities, that provide a link to this Site.


You hereby indemnify, defend and hold harmless and its affiliates, and all officers, directors, owners, agents, content providers, licensors and licensees (collectively, the “Indemnified Parties”) from and against any and all liability and costs, including, without limitation, reasonable attorneys’ fees, incurred by the Indemnified Parties in connection with any claim arising out of any breach by you or any user of your account of this Agreement. You shall cooperate as fully as reasonably required in defense of any such claim. reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you.

Enforcement by

In the event determines, in its sole discretion, that you have violated these Terms, shall have the right to immediately terminate your account (with or without refund), refuse membership, and/or pursue any other remedies available to it under applicable law.

Updates to Terms shall have the right to revise these Terms and Conditions at any time by updating this posting. By using this Site, you agree to be bound by any such revisions and should therefore periodically visit this Site to determine the then-current Terms to which you are bound.